Privacy

Privacy Policy


In compliance with the regulations on Privacy of Consumer Financial Information as declared by the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision, we are sending you this privacy notice.

Please refer to the following pages for additional information.

If you have any questions about this notice, please contact us at (318) 965-9691.

FACTS What does First National Bank of Benton do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Transaction history
  • Account balances and Credit history
  • Payment history and Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Benton chooses to share; and whether you can limit this sharing.
Reasons we can share your personal info Does First National Bank of Benton Share? Can you limit this sharing?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We Don't Share
For non-affiliates to market to you: No We Don't Share
Questions? Call 318-965-9691 or go to www.fsbdecatur.com
What we do
How does First National Bank of Benton protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First National Bank of Benton collect my personal information? We collect your personal information, for example, when you:
  • Open an account or Make a wire transfer
  • Apply for a loan or Show your driver’s license
  • Make deposits or withdrawals from your account
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • First National Bank of Benton has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First National Bank of Benton does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First National Bank of Benton doesn't jointly market.